Meet n Mingle December Edition
Meet n Mingle (the only speed networking event in Dar) is on again! Join us: Saturday, 8PM at The Watering Hole, Masaki.
This time we will be using the proceeds to buy Xmas presents for kids in an orphanage in Dar. Come support and also have a great time meeting new people and making more friends.
True Situation Analysis of Life
Got the text below from a friend. Author is unknown.
Read and be encouraged.
True Situation Analysis of Life.
After Secondary School..
All your classmates have gone in different directions in the world.
Some have completed universities and are now:
Doctors,
Engineers,
Teachers,
Pilots,
Lawyers,
Administrators, etc.
Some are married,
Some have given birth,
Some are still searching and waiting on the Lord.
Some are dead, don't forget that too.
And others are on the sick bed,
Some are running their higher degrees: Masters, PHD, etc.
Some haven't even gained admission into the tertiary institution and may NEVER be able to.
Some own companies,
Some are now Directors and major shareholders in global companies.
But how do you feel
When you meet your classmates, and it seems like he/she has accomplished their dreams
And you're not yet close to yours?
So many thoughts run through your mind, right?
First, you think God has not been fair to you.
How about the ones you meet on the street wearing dirty cloths and still struggling for survival ?
Do you get the same thoughts running through your mind?
I guess, NO.
Don't forget too that some are already dead.
Somehow it feels natural to have that feeling of jealous for those mates who seem better off, but it is really unnecessary.
There is no room for regrets,
We are all different and our paths to greatness are also not the same in distance.
Some might have arrived earlier before you and some after you, but whatever level you find yourself in life,
Please keep trying to break limitations and move further.
Celebrate the success of others, its an indication that yours too shall surely come.
Your friend buys a car now, be happy with him/ her.
Remember when you'll buy yours,
theirs might not be the latest again.
There's no permanent champion, but current champion.
Life is not about competition, do not be in a race with anyone; remember, we may seem to be reading the same book but different chapters at different times.
Don't let the passion in you kill the desire in you, keep it burning.
What you're passing through today;
Write it down because one day the world would be ready to read it, they'll become part of your success story.
There's no height you cannot attain, believe in yourself, define your goals, recognize distractions and don't stop striving.
Spend time teaching yourself, because those things that mainly take people to the top are the things they devoted their time to develop.
Don't be intimidated by your friend's success, the sky is wide enough for birds to fly without touching one another.
Value every little thing that God brings into our life, love God and obey Him.
For with God, all things are possible.
Now to those who are on top
Never forget to give a helping hand to those who are down.
Because Life is full of uncertainties; the one you pull up today, may be the one to hold your hands and prevent you from falling tomorrow
God has a purpose in your lives.
Happy Birthday Baby Noah
To the love of Mwinga's life. Your mischievous good looks are to die for.
Pssst: Mama ate all your cake :( read this post when you are 7 years old and give her a tantrum of a life time :) :)
Happy 1st birthday love.
Kisses on your adorable face.
Dear JC
Dear JC,
Aunt Tina loves you (period). But know that your aunt lives like a butterfly. She is adventurous and basically a tourist, that's why you hardly get to see her and that's why she missed being present on your birthday!
All the excuses aside, I want you to know that your very life and presence in this world is a testimony of God's greatness. You were meant to be here to prove to the world that God is great above anything a man can think of. Your mother prayed for you even before you were conceived (even though she was not sure you will ever exist). You came to this world being such an active baby in your mama's belly and guess what - she had to take some time off from work and her very busy life so that you could grow up to be such a healthy baby.
You are a miracle that will forever remind her of God's existence!
As you have officially been on this visible earth for 12 months now (21st October). I want to ask you for one HUGE favor, and that is to love your mother unconditionally. God first, mother second. Be her voice when she can't speak. Be her hope when she is hopeless. Be her joy when she is sad.
Prove to her that the God that made you real, is a God that is still alive and is able to do abundantly, exceedingly above all that we can ever think of. And that He is a God that answers prayers even those which we do not utter!
Your name may not be easily pronounced by your fellow kids, but know this...God knows your name and He will be and He will provide everything you need on this earth.
Mom and Dad love you, and your God-mothers love you too.
Happy Birthday my God-son
Interview: WendyWoo The Fashion Stylist
WendyWoo is a fashion stylist hailing from Alabama USA, she has over 25 years of experience in the fashion industry. She prides herself in her ability to put together outfits and accessories and make a fashion statement. She currently resides in Jacksonville Florida where she works in fashion retail and owns her consignment boutique labelled WendyWoo Consignment Boutique. Apart from owning a boutique and being a fashion stylist, she is also a personal shopper.
@wendywoo_fashionstylist
@wendywoo_consignmentboutique
Facebook: WendyWoo
Video by Gemineye Production
Instagram @gemineyeproductions
www.gemineyeproduction.blogspot.com
MOTHERHOOD by MWINGA MUNGWE
MTSB: How does it
feel being a mom?
Mwinga: Amazing! Overwhelming! Exhausting!
Amazing because I wanted to be a mother
since when I was about 18 years old. (I hope my father doesn’t read this).
Overwhelming because now I have this whole human being who looks up to me.
Depends on me not only for food but protection and support and everything else.
And exhausting, well, as mentioned earlier, he depends on me, so I have to do
everything to make sure he is taken care of.
MTSB: How would
you describe Noah?
Mwinga: Ooh Noah is a sweet, happy, loud
baby. Thank God! He loves to laugh. He must have gotten that from me. He is
smart, super smart. Another quality from me, ha-ha! He is an easy baby I must
say. Rarely cries. He loves the outdoors. He jumps up and runs, in his case,
crawls, towards the door every time it opens because he knows he is going out.
He loves getting under things. Even in spaces he can’t get under, he will lay
there trying to figure out how to get under it. As much as I hate to say this,
he has started throwing himself on to the floor when I don’t give in to his
demands. Tantrums! Lord, help me.
MTSB: How has your
life changed since being a mom?
Mwinga: Where do I begin. First, nothing
fits anymore. I thought I would leave the 28pounds I had gained during
pregnancy on the delivery table. LIES! I am ever exhausted. Which is totally
understandable for a first time mom who is constantly on the move. I wake up at
6am, EVERYDAY, because that is when Noah decides the day has to start. I have more leggings and yoga pants than a
fitness instructor, not because I work out a lot but at this point in my life
comfortability is key. I am in new club now, the mommy club, (I sometimes have
to say it out loud to believe it. MOM). I have a whole new perspective of life.
I know a lot more nursery rhymes. Cute huh! I drive like an old lady, simply because I am
extra careful when on the road.
MTSB: Do you
document Noah’s progress? E.g., when he first took his first step, his first
word, and the like.
Mwinga: Uuum, not really. I mean I remember
things like he started to roll over when he was 3 months. Started to crawl by
5-6months. He said “mama” at 6 months. Though I doubt he knew what he was
saying, but il take it, and I will never forget how it felt hearing those
words. He had his first 2 teeth when he
was almost 8 months. Come to think of it, I should document such things.
MTSB: If there is/was
one person, other than your husband, that you would trust with your son. Who
would it be?
Mwinga: My late mother. God rest her soul!
MTSB: Growing up
in a country where a child is raised by a nuclear family and having a maid to
assist with child care, compared to living in America where you have no
immediate family close-by other than your husband, how is that life like?
Mwinga: Exhausting is an understatement. I cannot
tell you how many times I have cried simply because I did not have the strength
to go on. But then I look at this tiny, precious being, staring at me, and
there is no one around me who I can call on for help, I pull myself together,
sometimes with tears rolling down my face, and before I know it, its done. Strength
of a woman they call it. I think. I always imagined my mother would be around
to help me with my babies and after she passed, I couldn’t think of anyone else
who would be able to do that for me. I used to cry every single day from the
day we got back from the hospital. Everyday! Until one day I realized that
crying wont change anything. I wish I could say I have stopped. So, whenever I
feel like I cannot do it, I say a little prayer, I look at my baby, I think of
my mom, a strong woman she was, and I power through it.
MTSB: There are so
many books for first-time moms, have you read any? And how are these books of
any help to new moms?
Mwinga: Books, NO! Articles or blog posts,
YES! Cause I am lazy like that. Oooh, I did listen to one audio book and I
recommend it to every first-time mom, it’s amazing. Its called CONFESSIONS OF A
SCARY MOMMY by JILL SMOKLER. This book gave me laughs and a sense of community.
It is so relatable to every mother out there.
MTSB: How do you
handle Noah’s growth pains and the occasional accidents?
Mwinga: We have been lucky. So far the only
accidents he has had was falling from the bed, which I was terrified the first
time it happened. Almost dialed 911. But he was ok. And in another incident, he
had stuck his little fingers in a drawer and ended up with a blister.
MTSB: Going back
to before baby Noah was born, what do you wish you could have done differently
to prepare for motherhood?
Mwinga: I wish I had someone from back home
to come help me. During my pregnancy it did cross my mind a couple of times
that I should probably have someone come over to assist me but I couldn’t think
of anyone, so I brushed the thought off and gave myself hope that I could do it
on my own. Fast forward to 2 days after coming home from the hospital, reality
struck, I NEED HELP! Then I was like by the time we get through with the visa
process, I would have gotten used to doing everything by myself. And I did. I
made it. Here I am. The rest is history!
MTSB: Health care
in Tanzania versus USA, where would you rather have Noah grow up?
Mwinga: Obviously between the 2, USA has
the best health care. When it comes to where I would want Noah to grow up, I
want him to have the best and I also want him to know his roots. It is tough, but I will do my best as a parent
to make a wise decision.
MTSB: Have you
started saving up for his college? If not, when do you think is the best time
for you to start saving for his college fund?
Mwinga: Sadly, I haven’t. The best time is
NOW.
MTSB: Between
being a full-time mom and having a job, which would you prefer and why?
Mwinga: This is a tough one. I should start
by saying I am super grateful that I get to take care of my baby, be with him
from the minute he wakes up to the time he goes to bed. I know many mothers wish
for this. It is truly a blessing. But on the other hand, it can be very
depressing if all you do all day is take care of a baby, especially if you have
a degree under your belt. At this point in my life I feel like no matter what I
choose, being a full time mom or a have a career, I will always have feelings
of guilt choosing one over the other. Guilt that am choosing a career over my
child and guilt that I am simply wasting my education by not per suing a
career, even though there is no such thing as a wasted education. I don’t
really know how to explain it. I just pray for the wisdom and the ability to find
a balance between the two.
MTSB: What do you
miss most, that has changed, or you don’t have the luxury of since motherhood
began?
Mwinga: SLEEP!
MTSB: How many
kids do you see yourself having?
Mwinga: If it were up to ME, I would have
5.
MTSB: What advice
would you give to new mothers who are not able to have close family members
around to assist them with child care?
Mwinga: Brace yourself. It is not easy at all but it is doable. After
all, “A mother’s strength unlike anything known to man.”
Interview with the founder of Duniani Eco Friendly Bag
Erica Sandberg is a Swedish-Tanzania environment activist who has designed an eco-friendly re-usable bag for grocery shopping and any other use (multi-purpose bag). By using this bag, customers will eliminate the use of plastic bags and eventually keep their environment clean. Bags are available in Sweden as well as in Tanzania. For more information contact her on instagram @_duniani or email her at duniani.se@outlook.com
Video shot and edited by gemineye productions tz
instagram @gemineyeproductions
email us at gemineyeproductionstz@gmail.com
MTSB: Hi Erica, tell us a little bit about yourself.
MTSB: What
does the company do?
MTSB: Which
projects is Duniani doing in Sweden at the moment?
MTSB: What kind of research have you done and how can Duniani assist in bettering the environment?
MTSB: Hi Erica, tell us a little bit about yourself.
Erica: I am a happy, social and driven person. I
love to work with my company Duniani. I love to exercise, I love food, to travel,
reading and to watch movies. I was born in Tanzania Dar es salaam. My father is
Swedish and my mother is Tanzanian. Me and my father and my little sister moved
to Sweden in 1999. My mother still lives in Tanzania. Today, I am 30 years old
and I try to travel to Tanzania once per year. I work as a seller at H&M
and I also work as a business consult at Drivhuset. Drivhuset helps young
people to start and make their ideas come true.
MTSB: What is Duniani? And why did you give it that name?
Erica: Duniani means “in the world” in Swahili. I liked the word because it uses
in many different countries. Arabic, Turkish and Swahili. The word is
understandable in different languages.
Many countries in the world have problems
with their waste. So the name is associated in many countries who have problems
with the waste. Littering of the waste is a big problem in many countries.
Erica: Duniani is selling eco-friendly reusable
bags. The money goes to an environment project that I wish to build in Tanzania.
The project is about creating awareness in how to sort and recycle our waste
and also to use the energy from waste (when burning burnable waste to make
electricity and hot water in the villages).
1. MTSB: When
did you start this project?
Erica: About 2 years ago. April 2015.
Erica: At the moment, Duniani company is spreading
the awareness about keeping out environment clean. Selling the bags to companies
and private people. Joining different events to market Duniani products. At the
moment, I am working on building my website so that I can sell the bags online and people from other countries as well as in Sweden can find and buy them.
1. MTBS: What
do you plan to do in Tanzania?
Erica: My plan is to sell the bags in Tanzania. To
make people awareness about the environment. To start my workshops in sorting
and recycling. Tell people how important is to take care of our waste in a good
way.
To find people who want to help to work
with this project and to find a place to build a Duniani recycling
station. A place to be able to sort different materials like paper, plastic,
iron, food (to make bio-gas) and burnable waste. The energy from burnable waste
makes electricity and hot water.
MTSB: What kind of research have you done and how can Duniani assist in bettering the environment?
Erica: Earlier this year I was in Tanzania and I went to the biggest dump-site in Dar es Salaam (Pugu), and it was a sad site to see.
We know that plastic bags are the main
cause of littering. Plastics kill our animals on land and in the ocean. The use
of plastic is a major problem and you can be sure to find plastic waste
everywhere.
People have forgotten that this is our
waste and we have to take care and to control it. Unfortunately, people don’t know
and also don’t care about the safest way of getting rid of waste.
But we know for a fact that dumping it
anywhere will not make it better. We have to act now.
Did you know that it takes 400 years for a
plastic bag to decompose? If we don’t take care of our waste, there will be
more plastic and other wastes In our ocean than fish in year 2050.
The dumping sites that we have today are
not pro-environment or healthy. The dumping sites themselves are destroying our
earth, water and the air. Animals eat in these areas and diseases are
spreading. Our Children get diarrhea and fall sick from other contaminated
diseases because of these dumpsites.
To my opinion, open dumping sites should
not exist. if we take care and act responsibly with our own waste, we can make products
then use the same waste to remake a new product. If we need to keep our world safe
for the future generation, starting by using reusable bags like duniani bag
will eventually lead to staying in a clean environment.
1.
MTSB: How
much does a Duniani bag cost in retail price?
Erica: In Sweden I have two different prices.
For company we sell in whole sale, minimum 50 pieces of bags for 4
dollars each. Then for retail it's 8 dollar each.
1. MTSB: What
benefits will someone get by buying these bags
in bulk?
Erica: Apart from helping to keep the environment clean. A person or a company who buys 50 pieces for 4 dollar each 4x50= total is 200 dollars. He can sell forward for 8 dollars each. 8x50 = 400
dollar. He will return his investment of 200 dollars back and get 200 dollars in profit.
But of course you could always buy more than 50
pieces.
1. MTSB: How
can someone get hold of the Duniani bags?
Phone:
+46735051468 Webbsite duniani.se in
progress.
Meet and Mingle October 14th
Meet and Mingle is a social networking event done in a speed dating format. The event is held to promote networking for those in need to market their business to new people, those looking to find love, or perhaps you are new in town and are looking to make new friends, or you simply just want to have a fun night out with new people.
This year, @meetnmingletz October event will be donating all its proceeds to a breast cancer foundation. We believe that life matters. Women suffering from or those who have fought and kicked #breastcancer to the curb deserve our attention. When we have life and good health, we can accomplish anything sky is the limit. We believe that given the right support, all the breast cancer foundations will be in position to reach every woman in Tanzania and provide the necessary education and procedure for breast cancer awareness, checkup and treatment. How best can you be part of this pink month than by showing up to meet n' mingle on Saturday October 14th at the watering hole_patio in Masaki (Inside Tuk Tuk Thai Restaurant) from 8:00p.m for a chance to meet with Dar's best entrepreneurs, hustlers, go-getters, self-made business men and women, to market your brand and network.
For more information please call 0752-487-449 or 0655-368-988. You can reserve your seat by paying in advance to either of the numbers mentioned.
You are welcome!
This year, @meetnmingletz October event will be donating all its proceeds to a breast cancer foundation. We believe that life matters. Women suffering from or those who have fought and kicked #breastcancer to the curb deserve our attention. When we have life and good health, we can accomplish anything sky is the limit. We believe that given the right support, all the breast cancer foundations will be in position to reach every woman in Tanzania and provide the necessary education and procedure for breast cancer awareness, checkup and treatment. How best can you be part of this pink month than by showing up to meet n' mingle on Saturday October 14th at the watering hole_patio in Masaki (Inside Tuk Tuk Thai Restaurant) from 8:00p.m for a chance to meet with Dar's best entrepreneurs, hustlers, go-getters, self-made business men and women, to market your brand and network.
For more information please call 0752-487-449 or 0655-368-988. You can reserve your seat by paying in advance to either of the numbers mentioned.
You are welcome!
Money Management
I have been reading articles and any info that comes my way on money management. And the tips I'm about to share - I have found them so useful. Most them I already knew about but again, there's no harm in being reminded.
Cheers to the author of these tips.
Source: unknown
Source: unknown
Money Mistake 1
Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.
Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.
Money Mistake 2
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick K3,000"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick K3,000"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.
Money Mistakes 3
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save in an INVESTMENT ACCOUNT. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save in an INVESTMENT ACCOUNT. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.
Money Mistake 4
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.
Money Mistake 5
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.
Money Mistake 6
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.
Money Mistake 7
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.
Money Mistake 8
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with TZS 100,000 in your pocket when all you plan to do in a day costs TZS 20,000. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with TZS 100,000 in your pocket when all you plan to do in a day costs TZS 20,000. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.
Money Mistake 9
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!
Money Mistake 10
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.
Money Mistake 11
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are at Mlimani City and you pay TZS 50,000 for a shoe that you can get at TZS 30,000 at Bora Shoe shop, that's a money mistake except for those who have achieved financial freedom.
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are at Mlimani City and you pay TZS 50,000 for a shoe that you can get at TZS 30,000 at Bora Shoe shop, that's a money mistake except for those who have achieved financial freedom.
Money Mistake 12
Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not Jesus. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live within the boundaries of reality.
Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not Jesus. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live within the boundaries of reality.
Money Mistake 13
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!
Money Mistake 14
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?
Let’s take stock of our finances. How many mistakes are you guilty of?
Do you now feel better-equipped to do better with these tips? Enjoy the journey , savers!
Do you now feel better-equipped to do better with these tips? Enjoy the journey , savers!
Interview with Miss Mobeads designer
MTS: Who is Maureen? Describe yourself in 10 words.
Maureen is a humble down to earth lady who
enjoys her independence. I am spiritually grounded and take pride in the fact
that God is in control of my life and he guides my steps.
MTS: What is fashion for you?
Fashion for me, is an artistic expression of
one’s personality. It is that statement that one makes through his or her
clothing, accessories, makeup, hairstyle and many others.
MTS: Do you consider yourself a fashionable person?
I don’t really consider myself as a fashionable
person but i would like to think i have an eye for fashion and design. I love
it when people dress well and give you that AHA moment. Although am not a
fashionable lady, I’m more or less like a tom-boy.
MTS: What are your favourite accessories that you can’t go
out without?
I enjoy different types of accessories depending
on my mood and the outfit but a watch, earrings and my rings are my must have.
My mother could not stand me without earrings and so i am used to it. I feel
naked without them.
MTS: Do you consider yourself as a designer?
Most definitely, although I am still a student
of nature and hopefully someday i will be excellent in my designs, it has been
a process but am loving it.
MTS: When did you start making handmade bead accessories?
I started making beads towards the end of 2012.
MTS: What are all the products that you design?
I used to do lots of bracelets but now am more
into necklaces, anklets and waist bands. I also do napkin ring holders and book
marks etc.
MTS: What made you start this creativity?
- It surprised me as well. I did not choose art but
art chose me. It was a perfect coincidence. I have a feeling it is a gift from
my mum heavens above. She knew I needed it.
MTS: Do you consider this as your business or a just a hobby?
It started as a hobby, I was
doing it for fun but it ended up being a business that sorted my life kidogo in
a big way. Mama must be proud of her baby up there in heaven. smile
MTS: Do you have a business name for your designs?
"Miss Mobeads’’ that is my
designer name. My brother Alessandro chose miss beads but then since my friend
Addy had nicknamed me Momo, and so many people are used to that name, I thought I will mix the two names which gave birth to Miss Mobeads; it was a perfect
infusion of the two names. It is a name that makes one wants more. Laughs.
MTS: Where do you sell your products?
I sell most of my stuffs to friends, family and I do export to other countries occasionally. My biggest market by far was
Italy. But i also sell in the USA as well as UK; I have my parents to thank for
their support. They are like my marketing/sales managers.
MTS: How many customers have you had so far?
I have been lucky, I can’t complain. My MBA is a
living proof of how amazing God really is, since it was a product of my beads,
but what gives me satisfaction is when I see people wearing my stuff, it feels
good. Wow.
MTS: Where do you see this business in 3 years?
In three years’ time, I hope I
would have perfected my craft and probably having a stable market
MTS: Are you ready to face the challenges and the
competition of other designers in Tanzania and outside Tanzania?
Competition is not really something that I think
about because I enjoy making these beads and as long as I keep improving my
products and people love them then I am good. My goal is to make products that I believe in and I love and that people will want to wear.
MTS: Where are your products available at (Dar, Mombasa)?
I am mobile, I am able to supply to whoever
wants to purchase the products.
“You are never too old to find your talent and so never give up” …….
“life can surprise you” by Maureen - Miss Mobeads.
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